> ## Content Index
> Fetch the complete content index at: https://www.tx.co/llms.txt
> Use this file to discover other available public pages before exploring further.

# Kemp
- URL: https://www.tx.co/areas/kemp/
- Published: 2026-10-11T09:37:00.000Z
- Updated: 2026-10-11T22:55:04.000Z
- Description: Kemp is a Kaufman County city near Cedar Creek Reservoir, on the U.S. 175 and State Highway 274 corridors.
- Author: LC
- Tags: #area, Kaufman County

Kemp is a Kaufman County city near Cedar Creek Reservoir, on the U.S. 175 and State Highway 274 corridors. The town and the reservoir are different geographic references: public lake entrances are spread around the shoreline and are not reached from every nearby neighborhood.

### Places to know

**Cedar Creek Reservoir.** A nearby reservoir with access points that require location-specific planning.

### Check at the address, not the town name

- Confirm whether an address is inside Kemp, then check the actual route to a public boat ramp and any private shoreline or association restrictions.
- School attendance zones, flood risk, HOA obligations, utilities and property taxes follow the exact address. Use current records: [TEA school district locator](https://tea.texas.gov/families-and-students/school-district-locator/school-district-locator?ref=tx.co), [FEMA flood maps](https://msc.fema.gov/portal/home?ref=tx.co), [county appraisal districts](https://comptroller.texas.gov/taxes/property-tax/county-directory/?ref=tx.co).

### Sources

- Home values: Zillow Home Value Index (ZHVI), Aug 2026; typical value, Kemp citywide.
- Mortgage rate: Freddie Mac Primary Mortgage Market Survey, 10-08-2026.
- [City of Kemp: community information](https://ww.cityofkemp.org/html/about%5Fkemp.html?ref=tx.co)
- [Texas Parks & Wildlife: Cedar Creek access](https://tpwd.texas.gov/fishboat/fish/recreational/lakes/cedar%5Fcreek/access.phtml?ref=tx.co)
- [Kemp geography and history](https://en.wikipedia.org/wiki/Kemp,%5FTexas?ref=tx.co)
- [NCTCOG regional city and community reference](https://geospatial.nctcog.org/map/rest/services/Boundaries/Boundaries/MapServer/6?ref=tx.co)
- [NCTCOG January 1, 2026 population estimates](https://rdc.dfwmaps.com/pdfs/2026%20NCTCOG%20Population%20Estimates%20Publication.pdf?ref=tx.co)