> ## Content Index
> Fetch the complete content index at: https://www.tx.co/llms.txt
> Use this file to discover other available public pages before exploring further.

# Oak Leaf
- URL: https://www.tx.co/areas/oak-leaf/
- Published: 2026-10-11T08:45:00.000Z
- Updated: 2026-10-11T23:02:35.000Z
- Description: Oak Leaf is a residential city in northern Ellis County west of Interstate 35E and US 77.
- Author: LC
- Tags: #area, Ellis County

Oak Leaf is a residential city in northern Ellis County west of Interstate 35E and US 77\. Its incorporation grew from residents of the Red Oak Creek Homeowners Association in 1983, with other subdivisions joining later. The city’s map is useful for distinguishing Oak Leaf from neighboring communities and similarly named subdivisions.

### Check at the address, not the town name

- Check city boundaries and the recorded subdivision documents for the exact lot.
- Confirm whether an improvement needs both city review and an association approval.
- School attendance zones, flood risk, HOA obligations, utilities and property taxes follow the exact address. Use current records: [TEA school district locator](https://tea.texas.gov/families-and-students/school-district-locator/school-district-locator?ref=tx.co), [FEMA flood maps](https://msc.fema.gov/portal/home?ref=tx.co), [county appraisal districts](https://comptroller.texas.gov/taxes/property-tax/county-directory/?ref=tx.co).

### Sources

- Home values: Zillow Home Value Index (ZHVI), Aug 2026; typical value, Oak Leaf citywide.
- Mortgage rate: Freddie Mac Primary Mortgage Market Survey, 10-08-2026.
- [Oak Leaf community information](https://www.oakleaftexas.org/164/Community?ref=tx.co)
- [Oak Leaf city maps](https://www.oakleaftexas.org/community/city-maps/?ref=tx.co)
- [Handbook of Texas: local history](https://www.tshaonline.org/handbook/entries/oak-leaf-tx?ref=tx.co)
- [Oak Leaf geography and history](https://en.wikipedia.org/wiki/Oak%5FLeaf,%5FTexas?ref=tx.co)
- [NCTCOG regional city and community reference](https://geospatial.nctcog.org/map/rest/services/Boundaries/Boundaries/MapServer/6?ref=tx.co)
- [NCTCOG January 1, 2026 population estimates](https://rdc.dfwmaps.com/pdfs/2026%20NCTCOG%20Population%20Estimates%20Publication.pdf?ref=tx.co)